Revised on Jul 19, 2023

This website disclaimer (“Disclaimer”) is written for all users of Koinly, including any additional websites and mobile applications now in use or hereinafter developed (collectively “Koinly”).

The parties referred to in this Disclaimer shall be defined as follows:

  1. Koinly Pte. Ltd, us, we: The Company, as the creator, operator, and publisher of Koinly, makes Koinly, and certain Services on it, available to users. The Company, us, we, our, ours and other first-person pronouns will refer to the Company, as well as all employees and affiliates of the Company.

  2. You, the User, the Client: You, as the user of Koinly, will be referred to throughout this Disclaimer with second-person pronouns such as you, your, yours, or as user or client.

  3. Parties: Collectively, the parties to this Disclaimer (the Company and You) will be referred to as Parties.

  4. Services: Any combination of the products and services for sale on Koinly.

By continuing to use this website, you assent to each term and section contained in this Disclaimer.

Through your use of Koinly, you acknowledge and agree that information provided by the Company is simply that, information and, and should not be considered a substitute for legal advice, tax advice, audit advice, accounting advice, or brokerage advice under the guidance of a licensed professional. Further, the information provided herein should not be taken as financial planning or investment solicitation. No fiduciary relationship has been created between you and the Company.

You hereby understand and acknowledge that through your use of Koinly, you are not being represented by an attorney, certified financial planner, broker, or other regulated advisor. Certain of the Koinly Services may provide access to such a professional, through a referral service by which Koinly receives affiliation fees, or provide tax-related information, but if you are in need of legal or financial advice, including a review of any financial or tax decisions, we advise you to consult the appropriate advisor, such as your own attorney, accountant, or other professional.

You agree that your use of Koinly and Services is at your sole and exclusive risk and that any Services provided by the Company are on an “as is” basis. The Company hereby expressly disclaims any and all express or implied warranties of any kind, including, but not limited to the implied warranty of fitness for a particular purpose and the implied warranty of merchantability. The Company makes no warranties that Koinly or the Services will meet your needs or that Koinly or Services will be uninterrupted or error-free. We endeavor to keep Koinly and the Services as secure as possible but you hereby acknowledge that no system involving the transmission of information via the Internet, or the electronic storage of data, is completely secure. We are not liable for any loss, theft, unauthorized access, disclosure, copying, use, or modification of your personal data that occurs outside our reasonable control. The Company also makes no warranties as to the reliability or accuracy, completeness, or quality of any information on Koinly or obtained through the Services. you agree that the Company is not liable for any errors, omissions, loss or damage which may be caused by your use of Koinly or Services, to the fullest extent permitted by law. Any damage that may occur to You, through your computer system, or as a result of loss of your data from your use of Koinly or Services is your sole responsibility.

Documents, information, or other Services received on or through Koinly may not be appropriate for your particular situation, the assessment of which is your sole and exclusive responsibility.

Koinly makes no assurances to any particular outcome based on your use of Koinly or any of the Services, including business or financial outcomes. If you choose to purchase Koinly’s automated investment Services, you acknowledge and agree that these Services may not be suitable for every investor and that you should always undertake to make your own investment decisions. You further agree that any projected returns shown through Koinly’s Services may not be indicative of real-world results and that your investment returns or financial gains are not guaranteed in any way. Any representations of historical performance or projected performance are not warranted to be accurate or error-free.

The maximum liability of the Company arising from or relating to your use of Koinly or Services is limited to the greater of one hundred ($100) US Dollars or the amount you paid to the Company in the last three (3) months. This applies to any and all claims by you, including, but not limited to, lost profits or revenues, consequential or punitive damages, negligence, strict liability, fraud, or torts of any kind.