Does Crypto.com Report to HMRC?
Are you a Crypto.com user in the UK? HMRC could already have insights into your transactions. Find out whether Crypto.com reports to HMRC in 2026, and how to stay compliant.
Crypto.com collects customer information in line with FCA regulations, and may share this data with HMRC.
From January 2026, UK crypto exchanges, including Crypto.com, began gathering customer data for HMRC under the new CARF (Crypto-Asset Reporting Framework) rules.
Is Crypto.com legal in the UK?
Yes, Crypto.com is a legal and fully regulated UK crypto exchange. It is authorised to provide cryptocurrency services and e-money products under the regulations set by the Financial Conduct Authority (FCA), ensuring compliance with anti-money laundering and consumer protection standards.
Does Crypto.com report to HMRC?
Yes. Crypto.com shares information with HMRC. With the rollout of the CARF (OECD Crypto Asset Reporting Framework) from January 2026, HMRC has confirmed that all UK crypto exchanges, including Crypto.com, must collect and report customer data.
What does Crypto.com report to HMRC?
Under the CARF (OECD Crypto Asset Reporting Framework), all UK-based crypto exchanges, including Crypto.com, must collect and share customer data with HMRC, including:
Full name
Address
Country of residence
Wallet address
Details of crypto transactions such as transfers, disposals, gross proceeds, and fair market value of assets
Crypto exchanges began collecting this information in January 2026 and must report the data for the 2026 calendar year by May 2027 at the latest. Failure to comply could result in fines of up to £300 per user.
What does HMRC do with the information Crypto.com provides?
HMRC has used data from Crypto.com to send warning letters to taxpayers it believes may have underreported their transactions and owe taxes. It’s also possible that HMRC is using this information to launch investigations into individuals suspected of not disclosing their crypto activities, to recover unpaid taxes and enforce tax penalties.
How do I report my Crypto.com taxes to HMRC?
UK-based Crypto.com users must report any crypto gains, losses, or income on their self-assessment tax return, which can be completed online through the Government Gateway.
Although Crypto.com doesn’t provide tax documents tailored for the UK, a crypto tax calculator like Koinly can help by generating the necessary tax reports.
Report your Crypto.com taxes with Koinly
Koinly makes UK crypto taxes easy. You can seamlessly sync your Crypto.com transactions by connecting via API or uploading a CSV file.
After your data is imported, Koinly calculates your gains, losses, income, and more, and generates the tax reports you’ll need to submit to HMRC. Learn how to prepare your Crypto.com tax forms with Koinly.
FAQs
Do I have to pay tax on my Crypto.com transactions?
Yes. Any gains over the tax-free allowance and any income from crypto are taxable in the UK. Learn more in our crypto tax UK guide.
Is Crypto.com registered with the FCA?
Yes. Crypto.com registered as a Virtual Asset Service Provider (VASP) with the FCA in August 2022 and received further approval as an Electronic Money Institution (EMI) in December 2023 to comply with UK regulations.
How do I avoid Crypto.com taxes in the UK?
Avoiding crypto tax in the UK illegally can result in serious penalties, but there are legal strategies to reduce your tax burden. Techniques like tax loss harvesting can help lower your overall bill.
Tools like Koinly’s tax optimization feature can simplify applying these strategies. Check out our guide on how to avoid crypto tax in the UK (legally).
